HOW A SELF-TAUGHT FILIPINO CODER GAVE THE MARKET A CONSCIENCE

How a Self-Taught Filipino Coder Gave the Market a Conscience

How a Self-Taught Filipino Coder Gave the Market a Conscience

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By Guest Columnist, Forbes Asia

He wasn’t from the finance elite. That’s how he beat them all.

Quezon City, Philippines — Ten years ago, Joseph Plazo sat under flickering candlelight, debugging neural nets while the city powered down.

The laptop was old. The electricity, unstable. But his resolve didn’t flicker.

He was coding a tool the world hadn’t asked for—an algorithm that could feel panic before it showed up on a chart.

That system became the stuff of legend—System 72, a trading AI with jaw-dropping precision.

It sidestepped crashes and predicted rebounds with frightening accuracy.

But here’s the twist: Joseph Plazo didn’t sell it to the highest bidder.

## Cracking the Market Without Permission

He never interned at Goldman. He read open-source papers and fed on YouTube lectures.

He studied behavioral finance while juggling freelance jobs.

“I built a system that could feel panic before the market did,” he recalls.

There were 71 failures before the breakthrough.

Then came System 72. It tracked behavior, not just price.

## The Day the Machine Spoke Louder Than Noise

During a panic in 2024, his AI spotted the optimism nobody saw.

Behind the panic, the machine found patterns—and profits.

By Q3, the firm was posting high-frequency wins with minimal drawdown.

A fund offered $200 million. Plazo walked away.

## The Shock Move: Give It to the more info Kids

He released the brain—not to banks, but to students.

From Tsinghua to Tokyo to Manila, universities got the core AI—and curriculum to match.

“I built this for understanding—not control,” Plazo announced.

## A New Breed of Thinkers

Today, students across Asia are redefining finance education with System 72.

In Bangalore, a team modeled crop demand. In Malaysia, disaster logistics. In Tokyo, insurance pricing.

“It’s not just trading,” a student says. “It’s a new way to think.”

## Pushback from the Power Players

Economists called it reckless.

“It’s irresponsible,” one economist said.

But Plazo didn’t back down.

“A scalpel doesn’t choose how it’s used,” he said. “People do.”

The engine’s out there. The steering wheel’s still locked.

## Legacy: Code as Redemption

In Korea, he got personal: “My father died broke. Not because he was dumb—but because no one taught him how markets work.”

This isn’t just innovation. It’s closure.

He built a door where there was a wall.

## What If the Oracle Was Always Human?

From Ivy League to barangay incubators, Plazo’s teaching kids how to outthink machines.

“Don’t replicate me,” he urges. “Transcend me.”

## Final Word: The Oracle Who Shared the Map

He made billions, then made meaning.

“System 72 was mine. 73? That’s for all of us.”

And in that bet, Joseph Plazo may have already won.

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